How are mortgages arranged through the Buy-to-Let

Broadly, there is little difference between arranging a Buy-to-Let mortgage for investor landlords and a standard mortgage for owner-occupation. Buy-to-Let mortgages are subject to the usual status checks. Loans can be arranged for terms of between five and 45 years and for up to 80% (and sometimes more) of the value of the property.

Through the Buy-to-Let initiative, rents achievable from an investment property can be taken into account, provided you are not renting the property privately and a registered member agent will take on the responsibility of letting and managing the property.